01
Low Barrier Entry
Enable investments from ₹10 while maintaining viable unit economics.
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FinTech · Digital Assets
Niwish
Democratizing Digital Gold & Silver Investment
Industry
FinTech
Client
Digi Smart Assets Pvt. Ltd.
Engagement
Product Engineering
Platform
Duration
Multi-phase Delivery
Technology
Cloud Native
The challenge
Who they are and what they needed
NIWISH is reshaping how individuals participate in financial growth through physical gold and silver investments. The platform empowers users to invest effortlessly with a modern, trustworthy digital experience.
Through collaboration with Bluelupin, NIWISH built an inclusive platform letting users start investing with as little as ₹10 while maintaining enterprise-grade security and compliance.
The platform needed to simplify gold and silver investing while meeting strict security, KYC, and transaction integrity requirements — across web and mobile with real-time pricing and instant settlement.
02
Secure Transactions
Robust encryption, authentication, and audit-grade ledger controls.
03
Omnichannel Experience
Seamless web and mobile journeys for diverse user segments.
04
Compliance & KYC
Regulatory-ready identity verification and redemption workflows.
What we built
Platform capabilities in production
01
Mobile app experience
Wallet balance, live gold and silver pricing, and buy/sell flows in one app — built for investors starting at ₹10.
02
Buy & sell with price lock
Live rates with a countdown lock, quick amount presets, and a clear path from quote to checkout.
03
Coins, bars & redemption
Physical coins and bars with purity and weight shown upfront, tied back to the in-app wallet.
How it fits together
From user touchpoints to core services
How the platform layers connect — from public experiences through APIs, data, and cloud delivery.
01
Investors
Retail users buying, selling, and tracking digital gold and silver holdings.
02
Web & Mobile Apps
Intuitive interfaces for portfolio management and transactions.
03
KYC & Identity
Secure onboarding and verification workflows.
04
Wallet & Ledger
Audit-grade transaction recording and balance management.
05
Pricing Engine
API-based real-time precious metals pricing.
06
Payments Gateway
Secure payment processing and settlement.
07
Cloud Infrastructure
High-uptime hosting for financial transactions.
How we delivered
Team, timeline, and steps for this project
For Niwish, every phase was shaped by fintech compliance, transaction integrity, and investor trust — from KYC design through audit-grade ledger engineering and secure payment flows.
01
Discover
We align stakeholders, map user journeys, and define measurable outcomes before engineering begins — ensuring every build decision ties back to business impact.
02
Design
Inclusive UX, accessible interfaces, and scalable information architecture — designed for real users across devices, bandwidths, and ability levels.
03
Develop
Cloud-native engineering with modular services, secure APIs, and CI/CD pipelines — built for performance, maintainability, and long-term evolution.
04
Deliver
Production rollout, observability, and continuous improvement — with analytics, support models, and platform roadmaps that sustain growth after launch.
Next step
Let's build your next digital platform
Whether you are modernizing legacy systems, launching a citizen platform, or shipping a regulated product, we can help you scope and deliver it.
